bharti axa health insurance
5 Lakh to Rs. With medical bills on the rise, insurance helps in reducing the financial burden during hospitalization. IRDA Reg. The sum insured floats over the entire family, and a consolidated premium needs to be paid. The health insurance premium allows you to save tax under section 80D of income tax act, 1961. You will receive the health insurance policy documents through email instantly. About Bharti AXA Health Insurance Bharti AXA General Insurance Company Limited is a joint venture between the global insurance firm leader in financial protection – AXA and Bharti Enterprises, a well renowned Indian based venture. Today the Bharti Axa health insurance premium is one of the most competitive in the market across all their plans apart from being competitive in … The Bharti AXA Smart Health Insurance Plan covers most of the hospital expenditures which may incur during unfortunate events or medical conditions. Claim Settlement ratio is the ratio of claims settled against claims reported during thce year. IRDA Reg. Hence it would be advisable to go for a separate health insurance policy. Cataract, Benign Prostatic Hypertrophy, Myomectomy, Hysterectomy or menorrhagia or fibromyoma unless because of malignancy, dilation, and curettage, Hernia, hydrocele, congenital internal disease, fistula in anus, and sinusitis, Skin and all internal tumors/ cysts/nodules/ polyps of any kind including breast lumps unless malignant, adenoids and hemorrhoids, Dialysis required for chronic renal failure, Gastric, and Duodenal ulcers. Joint Replacement surgeries unless necessitated by accident during the first two years of the operation of the Policy. Bharti AXA Smart Super Health policy is a product launched by Bharti AXA with added features and more flexibility to provide customers' relief from rising medical costs and cover their varied needs. 5,000/- within the overall limits prescribed in the section 80D. Any stay in Hospital without undertaking any treatment or where there is no active regular treatment by the Medical Practitioner, Prostheses, corrective devices, and medical appliances, which are not required intra-operatively or for the disease/ illness/ injury for which the Insured / Insured Person was hospitalized. Bharti AXA Life Insurance is a joint venture between Bharti Enterprises and AXA, one of the world's largest insurance companies. Post demerger, Bharti AXA General Insurance will … That’s why we have spread our presence all across the nation so that you can easily find your nearest branch. Furthermore, rising healthcare costs also stress the need for a health insurance plan for every individual. You can also include the money spent on preventive health check-up for your family in a financial year up to Rs. While the two major plans are Bharti AXA Smart Super health insurance and Smart Health Assure, there are other insurance plans as well. Costs of donor screening or treatment, unless specifically covered and specified in the Schedule to this Policy. Two Wheeler Insurance Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans. 130 dated 14/07/2006 [Life Insurance Business] CIN - U66010MH2005PLC157108 (ADVT II-July-2019-1875) It is a useful card providing you the access to the network hospitals. Post demerger, Bharti AXA General Insurance will … Health insurance allows you to be better prepared for such events. Bharti AXA General Insurance is one of the best insurance company in India offering online general insurance policy for car, two wheeler, travel, health insurance and more. Starts paying an annual premium of ₹ 2,440* 1 ST POLICY YEAR First claim Cancer of Specified Severity (Group C) is made and ₹ … Although our hospital network is wide, at times, you may have to avail services of a non-network hospital and paying the bill out of your pocket. We cover self, spouse, and two dependent children up to the age of 23 years. 50,000/- for your family (where one of the member is a senior citizen) and additional up to Rs. Hospitalization expenses are covered in the health insurance policy. A health insurance plan where you can make up-to three Claims for unrelated critical illnesses. Bharti Axa's Smart Health is a health insurance plan that covers medical expenses related to hospitalization, day care procedures, critical illness etc. For senior citizen parents even the cost of medical treatments can be included within the limit read with the amendment in Finance Act, 2018. So, why wait for an emergency to happen when you can financially safeguard yourself with a health insurance plan. Bharti AXA Life Insurance Company Limited Regd. Bharti AXA is an award-winning health insurance company in India. We have an extensive network of more than 4,300+ network hospitals all over India where you can avail this facility. We issue health insurance policies for tenure of 1 year, 2 years, and 3 years, which can be renewed subsequently. Health insurance is designed to cover your medical expenses and give you the freedom to avail quality healthcare. Pre and post-hospitalization of 60 days and 90 days, Organ donor expenses covered up to sum insured, Option to choose for critical illness cover/ hospital cash, Restoration of Sum Insured (100% Reload of Sum Insured at No Extra Cost), Option to choose for critical illness cover/hospital cash, In-patient treatment : Up to sum insured, Pre-hospitalization - 60 Days : Up to sum insured, Post-hospitalization- 90 Days : Up to sum insured, Day care treatment : Up to sum insured as per listed provided in policy document, Domiciliary hospitalization : Up to sum insured, Restoration of sum insured : Up to 100% of sum insured, Emergency surface ambulance charges : ₹3000/event, Convalescence benefit : As per specified limit and plan opted, Outpatient emergency treatment (accident only): As per specified limit and plan opted, Animal bite (vaccination): As per specified limit and plan opted, Domestic air ambulance (max once in a policy year / per life): As per specified limit and plan opted, Outpatient dental emergency (arising out of accident only): As per specified limit and plan opted, Hospital cash allowance (up to maximum up to 30 days with one day deductible): As per specified limit and plan opted, Lump sum benefit for critical illnesses (over and above sum insured), Day care treatment : Up to sum insured as per list provided in policy document, Emergency surface ambulance charges : RS 3000/event, Hospital cash allowance (up to maximum of 30 days with one day deductible):As per specified limit and plan opted, Initial waiting period: 30 days for all illnesses, Pre-existing diseases covered after 48 months, 24 months for the specific diseases or illness or procedures/surgeries (refer to the policy wordings for entire list), Initial waiting period: 30 days for all illnesses (not applicable on renewal or for accidents, Maternity expenses: Where maternity cover is opted, waiting period until 9 months since the inception of the first Policy with the Company, Critical Illness – 60 days waiting period and 30 days survival period, Internal Congenital Anomalies are covered after a waiting period of 48 months, Genetic disorders are covered after a waiting period of 48 months.